Commercial Property

Commercial Property2016-10-19T15:42:16+00:00

COMMERCIAL PROPERTY

In addition to General Liability insurance, AVP Insurance also provides  a more specialized insurance for office buildings, apartment buildings and commercial building properties. Our experienced agents understand the challenges and concerns that building owners face every day. We will work with you to provide the best kinds of coverage at the most affordable rates.

We offer flexible pricing plans to accommodate every building and property situation.  We will evaluate your needs and provide options for deductibles, limits and requirements. Our expert agents will also provide you with a customized plan that takes into consideration your needs, past loss history, prevention efforts and safety precautions.

Commercial Building & Property insurance is one of the most important types of insurance for protection of your business.  Below are just a few examples of the different types of available coverage:

  • Buildings and other structures
  • Furniture & Equipment
  • Inventory
  • Records
  • Computers
  • Improvements to Property
  • Earthquake
  • Glass & Fine Arts
  • Outdoor Fences and Walls
  • Employee Benefits Liability
  • Employers Liability
  • Hired and Non-owned Auto Liability
  • Owned Commercial Auto
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  • BUSINESS INCOME INSURANCE (also known as BUSINESS INTERRUPTION INSURANCE)

Commercial coverage reimburses a business owner for lost profits and continuing fixed expenses during the time that a business must stay closed while the premises are being restored because of physical damage from a covered hazard, such as a fire. Business interruption insurance also may cover financial losses that may occur if civil authorities limit access to an area after a disaster and their actions prevent customers from reaching the business premises. Depending on the policy, civil authorities coverage may start after a waiting period and last for two or more weeks.