Although riding motorcycles is a lot of fun, it can be dangerous. In the event of an accident, your homeowners’ insurance and your auto policy will not cover you. Motorcycle insurance is similar to auto insurance but has different requirements and kinds of coverage. Most importantly motorcycle insurance will protect the driver financially in case of accident, injury or damage.
Insurance companies will take into consideration many different factors when insuring your motorcycle in Florida. As one company is not always the best fit for everyone, AVP Insurance will compare companies for you. These factors include:
- Driving record
- Credit History
- Your Age, Address
- The Type of Motorcycle
- The Number of Drivers
Most companies offer coverage similar to auto insurance policy, including your bodily injury and property damage liability. However, you may also consider additional Florida motorcycle insurance including medical payments, comprehensive and collision coverage. Uninsured Motorist covers you in the event that you are injured by someone who does not carry insurance or may not have enough insurance to cover your injuries.
You may also qualify for discounts that could possibly lower your premiums. These may include:
- Multiple policies with our company
- Safety courses that you may have taken
- Insurance on more than one motorcycle
AVP Insurance will examine your current policy and evaluate your personal, financial and lifestyle changes in order to meet your needs for your Florida motorcycle insurance.